SHOULD I FILE A CHAPTER 7 BANKRUPTCY IN
SUFFOLK COUNTY, LONG ISLAND?
This article, for individuals considering filing a chapter 7 bankruptcy in Suffolk County
on Long Island, was written by Suffolk County bankruptcy lawyer Alan Pressman.
Call me at 631-234-3883.
The initial question for many people is - I live in Suffolk County; Should I file a chapter 7
If you are eligible to file a chapter 7 bankruptcy, you will receive a great benefit from the fresh
start that chapter 7 provides. Chapter 7 discharges credit cards, medical bills, personal loans,
car repossessions, old utility bills, debts owed to ex-landlords, old cell phone bills and many other
types of debts. In the vast majority of chapter 7 cases, the debtors keep all of the property that
they own. So, if you eligible to file a chapter 7-- and can discharge all of your credit cards,
medical bills, personal loans etc., and can keep all of your assets, imagine how helpful this will
be. Discharging your unsecured debts will free up a lot of money per month-- which you can use,
instead, to pay your important living expenses, such as your mortgages, car loans, current
utility bills, gas for your car, and food.
Typically, you will receive your chapter 7 discharge order from the Bankruptcy Court in less than
four months from the date your chapter 7 petition was filed with the Court.
However, once your chapter 7 petition has been filed with the Bankruptcy Court, your creditors
can no longer take any actions to collect on your debts-- this is called "the automatic stay", and
it is one of the most important parts of the Bankruptcy Code. This means that as soon as your
chapter 7 petition has been filed with the Bankruptcy Court, creditors can't call you anymore,
creditors can't sue you, creditors can't freeze your bank accounts, and creditors can't garnish
your salary (If a creditor has already started one of these actions prior to the bankruptcy being
filed, they have to stop it as soon as the bankruptcy petition has been filed with the Court).
Although a chapter 7 bankruptcy will stay on your credit report for 10 years from the date that
the chapter 7 petition was filed with the Bankruptcy Court, you do not need to wait 10 years, or
any amount of time, to start rebuilding your credit. You can start rebuilding your credit right
away by getting a secured credit card. Many debtors rebuild their credit after a chapter 7
discharge by getting a new car loan, and making the payments on time; or by making the
payments on their existing mortgages and car loans on time. There is more information on this
subject on my web page Rebuilding Credit After A Bankruptcy.
If you would like a free consultation on Chapter 7 bankruptcy with Alan Pressman, call
(631) 234-3883. I have been actively handling bankruptcy cases in Suffolk County on
Long Island for more than 30 years. My office is located at 3100 Veterans Highway,
Bohemia, NY 11716 (approx. 2 miles southeast of LIE exit 57).
My fees are very reasonable.
Evening appointments are available.
I will handle your case personally.
My law practice is focused 100% on handling bankruptcy cases. Bankruptcy is my
entire law practice.
Call now for a free consultation.
3100 Veterans Highway, Bohemia, NY 11716 --
(Approx. 2 miles south of the LIE, exit 57)
Thanks for taking the time to visit my website.
Copyright 2011-2017, Alan Pressman Attorney At Law
Alan Pressman, chapter 7 bankruptcy lawyer near Rokonkoma,11779; Hauppauge,11788; Bohemia,11716;
Holbrook,11741; Islandia,11749; Central Islip,11722; Brentwood,11717; Islip, 11751; Islip Terrace,
11752;Bay Shore,11706; East Islip,11730; West Islip,11795; Oakdale,11769; Sayville,11782; Blue
Point,11715; Lake Ronkonkoma,11779; Smithtown,11787; Nesconset,11767; Saint James,11780; Lake
Grove,11755; Deer Park,11729; Commack,11725; East Northport, 11731; Huntington Station,11746;
Wheatley Heights,11798; Wyandanch,11798; Babylon,11705; North Babylon,11703; West Babylon,11704;
Kings Park,11754; Centereach,11720; Holtsville,11742; Medford, 11763; Middle Island,11953; Stony
Brook,11790; Coram,11727;Port Jefferson Station,11776; Patchogue,11772; Brookhaven,11719;
Manorville,11949; Yaphank,11980; Farmingville,11738; Shirley,11967; Mastic,11950; Mastic
Beach,11951; Bellport,11713; Center Moriches,11934; etc. --
serving all of Long Island since 1981