Can I File Another Chapter 7 Bankruptcy?
by Long Island bankruptcy lawyer Alan Pressman
Can you file another chapter 7 bankruptcy if you have filed a chapter 7 bankruptcy
before?-- that is: can you re-file a chapter 7 bankruptcy at some point?
If you have filed a chapter 7 bankruptcy in the past (and received a chapter 7
discharge), you have to wait eight years from when you filed your case to be able
to file another chapter 7 bankruptcy. The 8-year waiting period starts from when
you filed your prior chapter 7 case.
If you filed a chapter 7 bankruptcy (and received a chapter 7 discharge) less than
eight years ago but more than four years ago, you are eligible to file a chapter 13
If you file that chapter 13 bankruptcy-- once eight years have elapsed from when
you filed your chapter 7, you may be able to withdraw the chapter 13 and file a
If you filed a chapter 13 bankruptcy (and received a chapter 13 discharge) more
than six years ago, you are eligible to file a chapter 7 bankruptcy.
However, if, in your chapter 13, you re-paid at least 70% of your unsecured debt,
you probably are eligible to file a chapter 7 right away, and do not have to wait the
six years to file a chapter 7.
This article was written by Alan Pressman, Long Island bankruptcy attorney
If you would like a free consultation on Chapter 7 bankruptcy with Alan Pressman,
call (631) 234-3883. I have been actively handling bankruptcy cases on Long Island
for more than 30 years. My office is located at 3100 Veterans Highway, Bohemia,
NY 11716 (Approx. 2 miles south of the LIE, exit 57)
My fees are very reasonable.
Evening appointments are available.
I will handle your case personally.
My law practice is focused 100% on handling bankruptcy cases. Bankruptcy is
my entire law practice.
Call now for a free consultation.
3100 Veterans Highway, Bohemia, NY 11716 --
(Approx. 2 miles south of the LIE, exit 57)
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Copyright 2013, Alan Pressman Attorney At Law
Alan Pressman, chapter 7 bankruptcy lawyer near Ronkonkoma,11779; Hauppauge,11788;
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Beach,11951; Bellport,11713; Center Moriches,11934; etc. --
serving all of Long Island since 1981