Can I File Another Chapter 7 Bankruptcy?

by Long Island bankruptcy lawyer Alan Pressman

Can you file another chapter 7 bankruptcy if you have filed a chapter 7 bankruptcy
before?-- that is: can you re-file a chapter 7 bankruptcy at some point?

If you have filed a chapter 7 bankruptcy in the past (and received a chapter 7
discharge), you have to wait eight years from when you filed your case to be able
to file another chapter 7 bankruptcy.  The 8-year waiting period starts from when
you filed your prior chapter 7 case.

If you filed a chapter 7 bankruptcy (and received a chapter 7 discharge) less than
eight years ago but more than four years ago, you are eligible to file a chapter 13
bankruptcy.  
If you file that chapter 13 bankruptcy-- once eight years have elapsed from when
you filed your chapter 7, you may be able to withdraw the chapter 13 and file a
chapter 7.

If you filed a chapter 13 bankruptcy (and received a chapter 13 discharge) more
than six years ago, you are eligible to file a chapter 7 bankruptcy.
However, if, in your chapter 13, you re-paid at least 70% of  your unsecured debt,
you probably are eligible to file a chapter 7 right away, and do not have to wait the
six years to file a chapter 7.

This article was written by Alan Pressman, Long Island bankruptcy attorney

If you would like a free consultation on Chapter 7 bankruptcy with Alan Pressman,
call (631) 234-3883.  I have been actively handling bankruptcy cases on Long Island
for more than 30 years.  My office is located at 3100 Veterans Highway, Bohemia,
NY  11716  (Approx. 2 miles south of the LIE, exit 57)

My fees are very reasonable.  
Evening appointments are available.  
I will handle your case personally.
My law practice is  focused  100% on handling bankruptcy cases.  Bankruptcy is  
my entire law practice.

Call now for a free consultation.
(631) 234-3883

3100 Veterans Highway, Bohemia, NY  11716 --
(Approx. 2 miles south of the LIE, exit 57)

Thanks for taking the time to visit my website

Copyright 2013, Alan Pressman Attorney At Law

Alan Pressman, chapter 7 bankruptcy lawyer near Ronkonkoma,11779; Hauppauge,11788;
Bohemia,11716; Holbrook,11741; Islandia,11749; Central Islip,11722; Brentwood,11717; Islip, 11751; Islip
Terrace, 11752;Bay Shore,11706; East Islip,11730; West Islip,11795; Oakdale,11769; Sayville,11782;
Blue Point,11715; Lake Ronkonkoma,11779; Smithtown,11787; Nesconset,11767; Saint James,11780;
Lake Grove,11755; Deer Park,11729; Commack,11725; East Northport, 11731; Huntington Station,11746;
Wheatley Heights,11798; Wyandanch,11798; Babylon,11705; North Babylon,11703; West Babylon,11704;
Kings Park,11754; Centereach,11720; Holtsville,11742; Medford, 11763; Middle Island,11953; Stony
Brook,11790; Coram,11727;Port Jefferson Station,11776; Patchogue,11772; Brookhaven,11719;
Manorville,11949; Yaphank,11980;  Farmingville,11738; Shirley,11967; Mastic,11950; Mastic
Beach,11951;  Bellport,11713; Center Moriches,11934; etc. --
serving all of Long Island since 1981